Western Marketing can offer you errors and emissions insurance

Get E&O Coverage with Western Marketing!

Western Marketing can offer you our sponsored Group Errors & Omissions policy coverage from Calsurance, a division of Brown & Brown Program Insurance Services, Inc. Our Life and Health Agents are eligible for this sponsored program, which brings you affordable and comprehensive E&O Insurance.

This Group Errors and Omissions policy provides Claims Made and Reported coverage for acts, errors, or omissions arising out of the rendering of or failure to render Professional Services as a licensed life, accident, and Health Agent.

Under a Claims Made and Reported policy, claims must be made against the insured and reported to the insurer during the policy period for the coverage to apply.

Multiple coverages and limit options are available, as are installment plans. You can also obtain P&C Personal Lines and EPLI-Wrongful Termination. Costs for coverage from this top-rated carrier can include deductibles as low as $500, and certificates of insurance are issued almost immediately.

Why Get E&O Coverage?

Insurance businesses (including independent agents) need Errors and Omissions coverage. This is a type of professional liability insurance to protect a company and its workers from claims of negligence or inadequate work. Professionals who offer advice or services need this insurance, such as consultants, financial advisers, insurance agents, and lawyers. Medical malpractice is a form of E&O for medical professionals.

E&O covers court costs and any settlements up to the limit set by the policy. Disappointed clients may decide to sue if they receive poor results, including in cases where the risks were known. Even if the court rules in favor of the broker or agent, legal fees can make these lawsuits expensive.

How Does E&O Work?

E&O covers negligence, errors in service given, omissions, misrepresentation, violation of good faith and fair dealing, and inaccurate advice. Coverage includes attorney fees (averaging between $3,000 and $150,000), court costs (for the room and expert witnesses if needed), administrative costs (for office managers and court reporters), and settlements and judgments (which vary widely in price from thousands to millions of dollars).

Contact Us for More Info

E&O does not cover purposeful wrongdoing, illegal acts, bodily injury, property damage, employee injuries, workplace discrimination, or harassment.
For more information about E&O coverage, reach out to Western Marketing today!