How To Sell Insurance From Home

Selling insurance from home is making money and saving on costs at the same time. It allows you to make a living from a comfortable and familiar environment, with the added bonus of being your own boss. However, there are steps you need to take in order to do this.

What Qualifications Do I Need?

Selling insurance requires a license, and depending on your state, you’ll also need a license to operate your business from home – either a general business license or a professional license. This part requires getting familiar with insurance laws, policies, and your responsibilities as an agent.

Your state may require you to take pre-licensing education courses, complete with study materials and practice exams. You’ll also have instructors to help guide you in your studies. These courses tend to be between 20 and 40 hours.

You can submit an application via your state’s department of insurance, department of financial services, or corporation of commission. This will include questions about contract laws and policy provisions, and you may be subject to a background check. Once the state reviews your application and approves you to sell insurance, you can start selling insurance immediately. 

What Should I Do After Getting Licensed?

Your speciality will have to be appropriate for your license. When you get licensed, most states will generally let you choose between:

  • Property and casualty – home, auto, and business insurance
  • Life, health, and accident – life, health and medical benefits, and dismemberment and death by accident

What Materials Do I Need?

You’ll need to designate an area of your home for operating your business. This space needs to be large enough for you to have office equipment such as:

  • Computers
  • Monitors
  • Chairs
  • Desks
  • Phone

Since this is your profession, you’ll need to invest more into your workstation to ensure higher quality. This means:

  • High-speed internet
  • Video conferencing software
  • Headsets for hands-free calling
  • Security software to prevent viruses and data breaches
  • Application software to save on paperwork

How Can I Sell Insurance Successfully?

In order to succeed in this industry, you must:

  • Set a schedule and adhere to it. You may be tempted to deviate from your schedule since you aren’t working for someone else, but you have to hold yourself accountable just like a supervisor would
  • Never stop learning. There are continuing education courses, conferences, and webinars to help you stay sharp. Insurance is constantly changing, so you need to be on top of the latest news
  • Establish a niche in your industry. Choose a specific area of insurance and master it. It’s better to be a specialist than a Jack of all trades, because specializing will help you stand out among your competition

Maximize Your Potential Today

At Western Marketing, we want you to accomplish everything you’re capable of as an agent. We’ve been helping agents across the country succeed for over 30 years, with no end in sight. If you’re interested in starting a fulfilling career from the comfort of your home, call us today at (800) 852-7152.