Getting into the insurance field can sound intimidating at first. However, by breaking each stage up into steps, you can make the process a little less intimidating. Before you get started, you’ll need to decide what type of agent you want to be, understand the requirements and training, and then — get out there and sell. Read our steps below to get the inside scoop.
Step 1: Decide what type of agent you want to be.
There are multiple different types of insurance you can sell: life, health, car, property, casualty, etc. Almost every industry has an insurance product associated with it. These insurance types, called lines of authority, can help point you in a general direction. However, many agents combine multiple lines of authority.
Step 2: Understand the requirements for your state.
There are general requirements and there are specific regulations for each state. Generally, you must meet these conditions to sell insurance:
- Be at least 18
- Complete your prelicensing education for your line of authority depending on your state
- Pass your state’s licensing exam for your chosen line of authority
- Pass a background check
- Continue your license education and renew your license as needed.
Each state regulates insurance lines of authority in its own way. You should look up your state’s specific requirements to check for additional rules that go beyond the ones listed above.
Step 3: Research agencies in your area that you may want to join.
At this stage, you should research agencies you’re interested in joining. It may seem illogical to look up agencies before you have even passed your licensing exams. However, some agencies will hire you before you have a license. Other agencies have specific requirements and processes you need to follow, so being prepared will help you before you begin your licensing.
Step 4: Pass your state exam and apply for jobs.
At this point, you’re ready to study, study, study. Each state has a specific number of education hours you need to complete. Some agencies also have their own requirements. Study up and pass your exam. If you haven’t already applied for jobs, you can do so at this point.
Related Post: How to Promote Yourself as an Insurance Agent
Western Marketing Can Help
By breaking up your tasks into 4 steps, joining the insurance industry seems much less daunting. Whether you’re a one man show or an agency owner looking to grow, we can help you launch your career. And we have the tools, training, and resources to add tremendous value to your business. We want to partner with you, so contact Western Marketing today to get started.